Hi PJ. I'm sure this is a great recipe, and I fully intend on baking some very soon...without the chocolate. Speaking for myself, and a few others, I never understood why anyone would want to ruin a perfectly good banana bread or pumpkin bread by adding chocolate. I'm sure I'm in the minority but the thought of adding the chips makes me cringe. To each his own, Peggy - I used to feel that way, till I had a frozen chocolate-covered banana - and I was hooked! :) PJH

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