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Place the oats and barley in a bowl (or the bucket of a bread machine) and pour the boiling water over them.
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Cool to lukewarm, about 20 minutes. Weigh your flour; or measure it by gently spooning it into a cup, then sweeping off any excess. Stir in the remaining ingredients, except the apples and cinnamon chips or bits.
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Stir, then knead to make a soft, slightly sticky dough (or allow to go through the dough cycle of a bread machine). If you're kneading by hand and the dough is very sticky, allow it to rest for 15 minutes before adding more flour.
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Add the apples and cinnamon chips or bits at the end of the kneading process, or when indicated by the bread machine.
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Let the dough rise, covered, for 1 hour, until it's puffy.
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Turn the dough out onto a lightly greased work surface, knead gently, then form into a loaf or ball.
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Place on a greased or parchment-lined baking sheet, or in a greased 9" x 5" loaf pan.
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Cover and let rise until almost doubled in bulk, 1 to 1 1/2 hours. Preheat the oven to 400°F while dough is rising.
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Bake the bread for 35 to 40 minutes, until it's deep brown and sounds hollow when thumped on the bottom. An instant-read thermometer inserted into the center of the loaf will register 205°F.
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Remove it from the oven, cool in the pan for 10 minutes, then turn it out of the pan onto a rack to cool completely.
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Store, well-wrapped, for 5 days at room temperature, or freeze for up to 3 months.